A Conversation With My Bank
Here's a conversation I'm having with my bank, Smile. Since it doesn't show them at their best, I thought I'd preface the thread by saying that Smile are an excellent bank in general. Their customer service is usually very good, and even in this instance everyone's polite and doing their best. Recently, many banks (Royal Bank of Scotland, Lloyds TSB and HBOS) somehow persuaded the government to bail them out using tax payer's money. Smile (owned by the Cooperative Bank) hasn't asked for (or received) any handouts from the taxpayer, so I salute them for that.
Anyway, Smile are a good bank, I just seem to have hit a blind spot with them, which the following thread shows:
Message Sent to Bank ----------------------------------------------- To : BANK Date : 20/04/2011 Subject : General Hi, could you send me a hardcopy statement with my name, address and international bank account number please? The internation bank account number (IBAN) is needed, and so I think you might have to print it out manually as it doesn't come out on your automatic statements. Thanks for your help, Tony. Message From Bank ----------------------------------------------- Operator ID : xxxxxxxx Date : 20/04/2011 Subject : General Hello Tony I can provide you with a statement but there is a charge of £2.50. Would you still like a statement? If it is just the IBAN you require please find the details below: IBAN FORMAT xxxxxxxx Thanks xxxxxxxx Message Sent to Bank ----------------------------------------------- To : BANK Date : 23/04/2011 Subject : General It's actually a statement with the IBAN on it that I'm after. I'm happy to pay the £2.50 as long as it has the IBAN on and my name and address. Thanks, Tony. Message From Bank ----------------------------------------------- Operator ID : xxxxxxxx Date : 26/04/2011 Subject : General Hello Tony I've ordered the last statement for you today and this should be with you within 5-7 working days. This will be the original copy with your name, address and IBAN. Thanks xxxxxxxx Message Sent to Bank ----------------------------------------------- To : BANK Date : 07/05/2011 Subject : General Hi, I'm afraid it doesn't have the IBAN on it as I requested.Can you send me out a statement that does have the IBAN please. Also, I wouldn't expect to be charged again as this is still the same request. Thanks, Tony. Message From Bank ----------------------------------------------- Operator ID : xxxxxxxx Date : 09/05/2011 Subject : General Hello Tony We actually do not need to issue out a statement for you if it is just the IBAN number that you require. The IBAN for your account is: xxxxxxxx Thanks xxxxxxxx Message Sent to Bank ----------------------------------------------- To : BANK Date : 16/05/2011 Subject : General I already know my IBAN, I just need it printed out on my statement. As I said originally: 'Could you send me a hardcopy statement with my name, address and international bank account number please?' Thanks, Tony. Message From Bank ----------------------------------------------- Operator ID : xxxxxxxx Date : 18/05/2011 Subject : General Hello Tony I've ordered the copy of statement for you with the IBAN number. Please allow 5-7 working days to receive it through the post. Thanks xxxxxxxx Message Sent to Bank ----------------------------------------------- To : BANK Date : 02/06/2011 Subject : General Hi, I'm afraid it hasn't arrived yet. Can you look into it please? Thanks, Tony. Message From Bank ----------------------------------------------- Operator ID : xxxxxxxx Date : 06/06/2011 Subject : General Hello Tony I'm sorry the statement didn't arrive. I can see the statement was produced on 26th April. I've another copy (free of charge) and it will be sent to xxxxxxxx which I trust is correct? Thanks xxxxxxxx Message Sent to Bank ----------------------------------------------- To : BANK Date : 07/06/2011 Subject : General Hi,the one produced on 26th April doesn't have the IBAN printed on it, which I need. I was subsequently told that another one had been printed and sent (that would have the IBAN), but that didn't arrive. As I said originally: 'Could you send me a hardcopy statement with my name, address and international bank account number please?' Thanks, Tony. Message From Bank ----------------------------------------------- Hello Tony I can confirm I have requested for another copy to be sent to myself so I can investigate why there is no IBAN number on the statement. Please allow 10 working days for this to be investigated. Thanks xxxxxxxx Message Sent to Bank ----------------------------------------------- To : BANK Date : 18/07/2011 Subject : General Hi, three months ago I made the request below, and despite a slew of messages back and forth it still hasn't been resolved. Could you look into this please? Thanks, Tony. > Message Sent to Bank > ----------------------------------------------- > To : BANK > Date : 20/04/2011 > Subject : General > > Hi, could you send me a hardcopy statement with my name, address and international bank account number please? The internation bank account number (IBAN) is needed, and so I think you might have to print it out manually as it doesn't > come out on your automatic statements. > > Thanks for your help, > > Tony. Message From Bank ----------------------------------------------- Operator ID : xxxxxxxx Date : 20/07/2011 Subject : General Hello Mr Locke I can see that this was sent on 22/06/2011 as you have not received this I have reordered this for you. Thanks xxxxxxxx Message Sent to Bank ----------------------------------------------- To : BANK Date : 21/07/2011 Subject : General Hi, I did receive several statements, but they didn't have the IBAN on, which was what I originally requested. Please can you send me a statement which has the IBAN on it. I've received sheafs of statements, but none have the IBAN on them. Regards, Tony. Message From Bank ----------------------------------------------- Operator ID : xxxxxxxx Date : 24/07/2011 Subject : General Hello Tony Here is you IBAN information: IBAN FORMAT xxxxxxxx Thanks xxxxxxxx Message Sent to Bank ----------------------------------------------- To : BANK Date : 25/07/2011 Subject : General Hi, I know what my IBAN is, the thing I'm asking is for it to be printed out on your headed paper. As I said back in April: could you send me a hardcopy statement with my name, address and international bank account number please? Thanks, Tony. Message From Bank ----------------------------------------------- Operator ID : xxxxxxxx Date : 26/07/2011 Subject : General Hello Tony I do apologise for all the problems you have had trying to obtain a headed confirmation of your Iban, name and address. I have passed your request to a Manager to type and post a letter out to you, today, confirming the details you have requested. Thanks xxxxxxxx
I've just sent off another message to them today. I'll let you know how things go.